Terms of Service

AzarFaith is a faith-based giving platform for givers and verified ministries across Nigeria. These Terms bind you; if you do not agree, do not use the platform.

By signing up, donating, submitting a payout request or otherwise using AzarFaith, you accept these terms, our Privacy Policy and our Cookie Policy. If you act for a church, ministry, missionary, orphanage or faith-based organization, you confirm you can bind it.

We may update these terms; material changes appear here with a revised date, and continued use means acceptance.

You must be at least 18 to create an account, give or receive funds on AzarFaith. Accounts for minors are not permitted, and you must be able to contract under Nigerian law with accurate, verifiable information.

You are responsible for keeping your login credentials confidential and for all activity under your account. Tell support@azarfaith.ng promptly if you suspect unauthorised access.

• One account per person or organization, matching your identity or registration documents.
• No sharing, selling or transferring accounts, and no new account created to dodge a suspension.
• Extra verification may be required before payouts.

Campaigns may be created only by or for a verified faith-based organization, church, ministry, missionary or orphanage. Verification means we reviewed registration documents, leadership and the receiving bank account before donations are accepted.

1. 1Submit your organization details and documents.
2. 2Our team reviews and may ask questions.
3. 3Once approved, your campaign goes live, with monitoring to keep payout details accurate.

Campaign owners must describe the need honestly and use funds for the stated purpose; we may pause a campaign while reviewing concerns raised by givers.

Donations are made in Naira through bank transfer, card, and USSD style payment methods. AzarFaith charges a platform fee of 2.5% on each donation, shown before you confirm and deducted from the amount the organization receives.

Verified organizations request a payout to the Nigerian bank account on file. Settlement is normally processed within 2 to 5 business days of an approved request, subject to bank clearing cycles.

We pay only into accounts held in the verified organization's name and may delay a payout while a document issue or dispute is open.

Do not use AzarFaith to raise or move money in any of these ways.

• Fraud, impersonation, money laundering or forged documents.
• Personal or family fundraising outside our organization policy.
• Hate speech, incitement or abuse aimed at any community.
• Unverified religious claims, such as miracles or guaranteed outcomes, used to solicit giving.
• Any activity banned by Nigerian law or your payment provider.

You keep ownership of what you upload and grant AzarFaith a non-exclusive licence to host and display it to run and safeguard the platform. You confirm you hold the rights and consent needed, including guardian consent where children appear.

We may suspend or close an account where these terms are breached, verification fails, or continued access would risk givers or funds, and we will release any balance not held for a dispute.

AzarFaith provides the technology and verification process that connects givers with ministries. We do not guarantee a campaign reaches its goal or that funds produce a specific outcome. To the extent permitted by law, the platform is provided as is.

We are not liable for indirect or consequential loss, and our total liability for any claim is limited to the platform fees we received from you in the three months before it arose. You indemnify AzarFaith against claims and costs arising from your content, campaign or breach of these terms.

These terms are governed by the laws of Lagos State, Nigeria, whose courts have exclusive jurisdiction.

Send questions to legal@azarfaith.ng, and account or payout questions to support@azarfaith.ng.